17 Solutions to Help Freelancers Manage Their Business



Riskee is a 100% online, tailor-made and easy-to-use neo-insurance. It enables companies and self-employed workers to take out professional insurance through the development of customizable contracts according to the situations and guarantee needs of each client. The goal ? Streamline the distribution of complex products such as insurance contracts, by automating the various processes of the insurance chain thanks to their algorithms. This service is linked to a SaaS platform, the “cockpit”, which allows users to aggregate their contracts in order to optimize them.


easyblue offers freelancers, independents and startups the opportunity to meet Henry, their online virtual insurance coach dedicated to entrepreneurs. In a few minutes, this artificial intelligence can send customers a risk diagnosis and an insurance program adapted to each user. Policyholders can then manage all their procedures directly on their smartphone.

Heyme Freelancer

Originally aimed at students and young professionals, the mutual insurance offered by Heyme has been extended to freelancers and auto-entrepreneurs. Heyme Freelancer was co-constructed with self-employed workers to better understand their needs and offer appropriate health and welfare solutions to protect them from the risks of life. 100% digital thanks to an online interface, the platform allows freelancers to quickly subscribe to a dematerialized offer, which simplifies the reimbursement process and administrative procedures. The basic package amounts to 16 euros per month, and can be reinforced with additional offers (dental, optical, etc.) according to needs.


cover is an insurance broker for professionals, which distributes all the insurance necessary for the activity of its clients, such as professional civil liability, mutual health and provident insurance and professional multi-risk insurance. This offer is also entirely online. The startup claims to create a transparent service, “since our experts do not receive a commission, which allows them to advise our clients objectively” , explains Pierre Fruchard, co-founder of the start-up. Coover also works on its community, by supplying an online media that provides free access to useful content and tools for freelancers.


Mutumutu is an online provident insurance specifically dedicated to the self-employed. The latter offers its customers to protect their income in the event of a glitch, by supplementing the coverage of their compulsory scheme. This insurance is tax deductible. The start-up is also developing a reward program to motivate policyholders to adopt good habits, by transferring up to 30% of their premium to their bank account.



It is the best known of the matching platforms between freelancers and companies in France. Malt develops a tool that connects companies and self-employed workers, and also offers the latter a series of services to lighten their daily lives. The startup claims to already have 350,000 freelancers registered on its service and 50,000 user companies to meet their needs for freelance assignments. In June 2021, the company has also raised 80 million euros to realize its European ambitions.


Ouiboss presents itself as the collaborative communication platform for the self-employed and smaller companies (between 0 and 10 employees). Dedicated to all sectors of activity, this service’s mission is to enable entrepreneurs, freelancers, consultants, craftsmen and merchants to develop their visibility for free on the Internet. Professionals can be referred “in less than two hours” , says the startup. The idea behind Ouiboss? “Promote the local economy by promoting local entrepreneurs who are too often excluded from the web” explain its co-founders.

Cherry Pick

Unlike generalist platforms, Cherry Pick is a matching tool between companies and freelancers specialized in the new technologies sector. On the application, companies can find experts in data, IT, digital transition and project/transition management, to meet their needs through specific missions. Cherry Pick’s matching algorithms make initial connections based on the hard and soft skills of platform independents and the needs expressed by companies. This is backed up by human support for customers, if necessary.


Launched by Cooptalis, Izyfreelance is a platform that allows companies, faced with a shortage of experts, to find profiles in France and abroad to carry out specific assignments. In its new version, this service offers features to speed up and simplify the process of identifying and validating profiles, but also for quick contacts and follow-up of assignments. On Izyfreelance, freelancers can create their profile in a few minutes, sort the available missions by geography, sector of activity and possibility of teleworking, but also choose the working language.


Pentalog group company, Skillvalue accompanies companies recruiting in the competitive market of new technologies. More than a simple linking tool, the company offers freelancers assessment, intermediation and recruitment services. Developers can self-assess on the platform and earn certification to show off to their customers. The company also offers e-learning content to allow freelancers registered on the platform to access new knowledge and continue to enrich their skills. A guarantee also for companies, which can be reassured by the IT tests carried out by freelancers, in order to know if they have the qualities required for the proposed mission.


Collective.work is a SaaS solution that allows freelancers to create and manage collectives, and companies to submit calls for projects. The startup acts as “a market place that promotes contact between the two parties” explained to us its co-founders in an interview. The formula had a positive launch, since in less than a year, the concept has already attracted 300 collectives, representing more than 1,000 freelancers, and around a hundred clients such as Coface, Pimkie and Crédit Mutuel. On the strength of these initial results, the startup raised 7 million euros in seed at the end of 2021 to strengthen its offer and deploy in Europe.


Like previous startups, Kamatz allows freelancers to gain visibility, but not only. Indeed, this young shoot offers a marketplace that centralizes several services for the self-employed. The offer is based on two pillars: offering tools and advice to facilitate the performance of necessary but time-consuming tasks (accounting management, customer follow-up, expenditure management, etc.), and allowing freelancers to find customers and assignments without having to to go through a paying intermediary. This solution is, in fact, free for the self-employed. The company’s economic model is based on companieslooking for professionals to carry out assignments, who must pay to have access to the database of freelancers.



Created in 2020, FinTech Treasury is developing a payment platform between professionals, aiming to reduce payment terms to 15 days for invoices of less than 20,000 euros. Aimed mainly at the self-employed and VSEs-SMEs, the startup allows them to financially secure their projects as soon as the estimate is validated: the client then pays the amount of the service into a blocked tresory.fr account and, at the end of the service and within two weeks, the funds are transmitted by bank transfer to the provider.


If managing your finances is often a headache and professional banks often lack responsiveness, the self-employed can try to find what they are looking for in the offers from startups that have been born in recent years. While the best known remain Qonto and Shine in the ecosystem, there are other players, such as Paykrom, which offer entrepreneurs and business leaders the opportunity to open a pro account online from two euros per month. Thanks to its various functionalities, such as the facilitation of receipts or the real-time management of activity, the startup has already convinced 7,000 customers.


KoalaME is a Saas solution that simplifies its accounting to focus on its core business. In its free version, the startup offers the generation of unlimited quotes and invoices, a personalized dashboard, a customer file, an account book, the calculation of contributions to be paid and pre-filled turnover declarations. . By accessing the “pro” version, at 10 euros per month, the self-employed can, in addition to the previous functionalities, access customization of quotes and invoices, management of outstanding payments, bank synchronization, VAT management and automatic declaration. at Urssaf, partner of the young shoot.


Launched in March 2021, Spayce is a newcomer in the landscape of startups for the self-employed. Created by Cédric Sauvaget, himself a freelance photographer and videographer, the young company positions itself as a trusted third party to ensure that VSEs, SMEs and micro-entrepreneurs are paid on time. Concretely, Spayce is a tool that combines a file transfer and secure online payment solution. As soon as the freelancer has finished his service, he can transfer his work to his client via this web application.

The latter can then preview the documents, but must pay the requested amount to retrieve them and have access to them. It’s a kind of “We Transfer optimized” , explains its founder. For the moment, this version is therefore intended for creative professions such as graphic designers, photographers, videographers or editors for example, but other functionalities are being deployed to adapt this solution to freelancers in other sectors of activity. Registration and use of the platform are free, but Spayce is remunerated by taking a 5% commission on the amount received by the service provider.


Born in February 2021, Blank is a pro account that facilitates the daily lives of freelancers, and likes to present itself as “a real administrative assistant” , explains the startup. With a team of 40 experts and technological features, Blank helps freelancers manage their business by quickly opening an account, a complete and easy-to-use tool for editing quotes and invoices, the automation of the Urssaf declaration, customer support available 7 days a week, but also insurance adapted to the vagaries of life for the self-employed (equipment, sick leave, etc.).

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17 Solutions to Help Freelancers Manage Their Business

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